AmeriPlan is a discount medical plan organization founded in 1992 that uses direct selling to market its plans. AmeriPlan’s products include dental, medical, dining, shopping, auto and restaurant discount plans. AmeriPlan Independent Business Owners can get started with a $19.95 enrollment fee, which gives them access to a personalized website and back office for 12 months. IBOs become active by buying or selling one AmeriPlan Platinum Series membership. AmeriPlan IBOs earn 20%-40% commission on all personal business and can earn additional income by building a downline organization.